PTO & Final Paycheck Calculators
Final paycheck timing can vary by state and by separation type. This directory gives a cautious overview and links to calculators for estimating amounts.
Last updated: June 2026
Start by finding your state in the table, then compare the general timing note with your separation type. A resignation, discharge, layoff, retirement, or mutual separation may be treated differently depending on the state.
Use the table as a routing guide, not a final answer. Final paycheck rules can depend on current state law, the regular payday schedule, written policy, employment agreement terms, and the type of compensation still owed.
Timing rules answer when final wages may need to be paid. Amount questions answer what should be included in the final paycheck. Those are related, but they are not the same issue.
Regular wages, overtime, commissions, bonuses, reimbursements, unused vacation, and unused PTO may each have different documentation or policy requirements. The final paycheck calculator can help estimate a possible amount, but it cannot decide whether a disputed item is legally owed.
Unused PTO or vacation is not automatically handled the same way in every state. For a state-by-state PTO overview, use the PTO payout laws by state guide and which states require PTO payout.
If your employer separates PTO, vacation, sick leave, personal days, floating holidays, or comp time, review each category separately. Do not assume a sick leave balance or personal leave balance pays out just because vacation may be payable in some situations.
Final paycheck deadlines can depend on the state, separation type, payday schedule, and whether the amount includes unused vacation, commissions, bonuses, or other final compensation.
| State | General Timing Note | PTO or Final Compensation Note | Suggested Calculator |
|---|---|---|---|
| California | California final paycheck timing can depend on whether the employee quits, is discharged, and gave advance notice. Verify current DIR guidance. | Earned vacation is generally treated as wages and may need to be paid at separation. | Open calculator |
| Texas | Texas final paycheck timing and benefit payout can depend on the separation type and written policy. Verify current Texas Workforce Commission guidance. | Unused vacation or PTO payout often depends on whether a written policy or agreement promises it. | Open calculator |
| Florida | Florida final pay questions are often handled through regular wage, contract, or federal wage rules. Verify current official guidance before acting. | Payout is usually policy- or agreement-based, so the employer handbook, contract, or written promise is important. | Open calculator |
| New York | New York final wages are generally tied to the next regular payday, but details can vary. Verify current Department of Labor guidance. | Unused vacation payout often turns on the employer's written vacation or resignation policy. | Open calculator |
| Illinois | Illinois final compensation can include unused vacation in some situations. Verify current Illinois Department of Labor guidance. | Earned vacation under a policy may need to be paid as final compensation when employment ends. | Open calculator |
| Colorado | Colorado final wage and vacation payout questions can depend on whether vacation pay is earned, determinable, and classified correctly. Verify current CDLE guidance. | Earned vacation generally receives wage protection in Colorado, and PTO may count if it functions like vacation. | Open calculator |
| Massachusetts | Massachusetts final wage timing and vacation payout can be strict when wages are due. Verify current Massachusetts Attorney General and wage guidance. | Earned vacation pay may be treated as wages when vacation is provided under an oral or written agreement. | Open calculator |
| Washington | Washington final pay is generally due on or before the next regular payday, while vacation payout usually depends on agreed benefits. Verify current L&I guidance. | Vacation and PTO payout is often based on employer policy, agreement, or established benefit terms. | Open calculator |
| Oregon | Oregon final paycheck deadlines vary by separation type, and promised accrued vacation may need to be handled under policy terms. Verify current BOLI guidance. | Oregon generally requires employers to honor established policy or agreement terms for accrued vacation or similar benefits. | Open calculator |
| Arizona | Arizona final wage timing depends on whether the employee quits or is discharged, while PTO payout often depends on policy or agreement. Verify current ICA and statute resources. | Vacation or PTO payout is usually policy- or agreement-based, with wage-claim resources available for unpaid vacation disputes. | Open calculator |
| North Carolina | North Carolina final wages are generally due on or before the next regular payday, and promised wage benefits can depend on policy terms. Verify current NCDOL guidance. | Vacation, PTO, and similar wage benefits are generally promise- or policy-based; earned benefits may depend on the employer's established policy and forfeiture language. | Open calculator |
| Nevada | Nevada final wage timing depends on whether the employee quits or is discharged. Verify current Labor Commissioner guidance. | Nevada paid leave and final wage questions are fact- and policy-specific; unused PTO or vacation payout should be verified against policy or agreement terms. | Open calculator |
Yes. Some states set specific timing rules, while others rely more on the next regular payday or general wage-payment rules.
It can. Some states treat resignation differently from discharge, layoff, or retirement.
Some deductions may be allowed and others may be limited. Authorization, minimum wage rules, and state law can matter.
No. PTO payout depends on state rules, employer policy, and the type of paid leave involved.
It gives general information only. Verify current state guidance and consider getting professional advice for a specific dispute.